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Apun Bahan Scheme Assam 2024 – Eligibility Criteria and Application Process

Apun Bahan Scheme Assam 2024: The Assam state government has launched the Apun Bahan Scheme Assam 2024 to provide loans to government employees in the state for purchasing motor vehicles. Under this scheme, an interest rate of 2% will be charged for male employees purchasing petrol or diesel vehicles, and 3% for electric vehicles. For female employees, the interest rate is 3% for all types of vehicles. This scheme aims to help official government employees in Assam fulfill their goal of owning a vehicle.

Highlights of Apun Bahan Scheme Assam 2024

Name of the schemeApun Bahan Scheme Assam 2024
Launched byGovernment of Assam
ObjectiveProvide various benefits
BeneficiariesCitizens of Assam

What Is Apun Bahan Scheme Assam 2024

The Assam government has launched a commendable initiative to facilitate vehicle ownership among its state employees through the “Apun Bahan Scheme Assam 2024.” This innovative program is designed to provide interest subsidies on auto loans, making vehicle acquisition more accessible and affordable for government employees. At a time when personal mobility is increasingly important, the Apun Bahan Scheme offers substantial financial assistance to ensure that government personnel can secure reliable transportation for themselves and their families.

Objective of the Apun Bahan Scheme Assam 2024

The primary objective of the Apun Bahan Scheme is to assist government officials in purchasing their own vehicles. By offering loans with very low interest rates, the scheme enables applicants to buy vehicles without financial strain. Additionally, the Government of Assam will provide subsidies directly transferred to the applicant’s salary account. The maximum loan amount available under this scheme is either 48 times the applicant’s net monthly income or ₹15 lakh, whichever is lower. Eligible applicants should visit the official website to complete the application form online.

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Eligibility Criteria: Apun Bahan Scheme Assam 2024

  1. The applicant must be a government official in the state of Assam.
  2. The applicant must be between 21 and 53 years old.
  3. The applicant must have served the Assam state government for at least 7 years.
  4. The annual income of the applicant’s family must not exceed INR 3 lakh.

Benefits Under the Apun Bahan Scheme Assam 2024

  1. The scheme enables government employees to achieve their dream of purchasing a vehicle.
  2. Loans are provided to government officials with very low-interest rates.
  3. The subsidy amount is directly transferred to the applicant’s salary account.
  4. The loan repayment period ranges from a minimum of 3 years to a maximum of 7 years.

Required Documents Apun Bahan Scheme Assam 2024

  • Aadhaar Card
  • Email ID
  • Mobile Number
  • Electricity Bill
  • Address Proof
  • PAN Card
  • Passport Size Photo

Loan Amount and Process

  • The maximum loan amount will be either 48 times the net monthly income or ₹15 lakh, whichever is lower.

Repayment Period of Apun Bahan Scheme

  • The repayment period of the loan under the Apun Bahan Scheme is 3 to 7 years.

Apun Bahan Scheme Assam 2024 Application Process

STEP 1: Government employees can apply for the Apun Bahan Scheme through their Drawing and Disbursing Officers (DDOs).

STEP 2: Applicants must collect all the required documents and application forms from the concerned bank and submit them to the DDOs.

STEP 3: The document collection must include a due and drawal statement of the applicant’s salary, which will be duly labeled and certified in the form by the concerned DDO.

STEP 4: The bank authorities will review the application form to determine the applicant’s eligibility.

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STEP 5: If the bank authorities deem the applicant eligible, the financial assistance will be directly transferred to the applicant’s salary account.

Notes: Please note that the details provided are based on the information available and may be subject to change. Candidates should refer to the official notification and website for the latest and most accurate information.

FAQ’s Of Apun Bahan Scheme Assam 2024

1. What is the Apun Bahan Scheme Assam 2024?

The Apun Bahan Scheme Assam 2024 is an initiative by the Assam state government to provide low-interest loans to government employees for purchasing motor vehicles, with interest subsidies to make vehicle ownership more affordable.

2. Who is eligible to apply for the Apun Bahan Scheme Assam 2024?

Government officials in Assam who are between 21 and 53 years old, have served the state government for at least 7 years, and have a family income not exceeding INR 3 lakh per year are eligible to apply.

3. What is the maximum loan amount available under the scheme?

The maximum loan amount available under the scheme is either 48 times the applicant’s net monthly income or ₹15 lakh, whichever is lower.

4. What documents are required to apply for the Apun Bahan Scheme?

Applicants need to provide an Aadhaar Card, email ID, mobile number, electricity bill, address proof, PAN card, and a passport-sized photo.

5. How can I apply for the Apun Bahan Scheme Assam 2024?

Government employees can apply through their Drawing and Disbursing Officers (DDOs) by collecting the required documents and application forms from the concerned bank, submitting them to the DDOs, and awaiting approval from the bank authorities.

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